Research

2026

Valle Gutierrez, L., Mikkilineni, T., Nilaj, E., Hanks, A., & Canchola Bañez, A. (2026). When the Wheels Come Off: How Surging Auto Loan Debt Is Hurting Households. The Century Foundation.

Zhang, J., Nilaj, E., Pierce, M., & Margetta Morgan, J. (2026). Interest Nation: The State of America’s Credit Card Debt Crisis. The Century Foundation.

Granville, P., Nilaj, E., Zhang, J., & Canchola Bañez, A. (2026). Trump’s Student Loan Delinquency Crisis, Unmasked. The Century Foundation.

2025

Margetta Morgan, J., Pierce, M., & Nilaj, E. (2025). Fueling Debt: How Rising Utility Costs Are Overwhelming American Families. The Century Foundation.

Allen, J., & Nilaj, E. (2025). Benchmarking Opportunity in Transition-Critical Mineral Markets. Jain Family Institute.

Nilaj, E., Beamer, L., Fouzia, S., Landry, J., Pierce, M., Pinto, S., & Steinbaum, M. (2025). Student Debt Cancellation: Evidence from Credit Reporting Panel Data. Jain Family Institute.

2024

Beamer, L., Landry, J., Nilaj, E., Pinto, S., & Steinbaum, M. (2024). A First Look at Student Debt Cancellation. Jain Family Institute.

2023

Nilaj, E., & Moore, K. K. (2023). Student Debt and Homeownership Barriers in DC. Jain Family Institute; Economic Policy Institute.

Beamer, L., Nilaj, E., Pinto, S., & Steinbaum, M. (2023). The Repayment Pause and the Continuing Crisis of Non-Repayment. Jain Family Institute.

2022

Beamer, L., & Nilaj, E. (2022). Student Debt and Young America in 2022. Jain Family Institute.

Abraham, S., Mustaffa Bishop, J., Collier, D., Nilaj, E., Steinbaum, M., & Taylor, A. (2022). The Right Way to Cancel Student Debt. Jain Family Institute; Debt Collective.

Beamer, L., & Nilaj, E. (2022). Cost Deception at Elite Private Colleges. Jain Family Institute.

2021

Nilaj, E. (2021). Homeownership & the Student Debt Crisis. Phenomenal World. Cited in an amicus brief to the U.S. Supreme Court.

Beamer, L., & Nilaj, E. (2021). Student Debt and Young America. Jain Family Institute.

2020

Beamer, L., Nilaj, E., & Tseng, F. (2020). Unceasing Debt, Disparate Burdens: Student Debt and Young America. Jain Family Institute.